CHM Blog

Daily Market Analysis August 4, 2026

August 5th, 2026 7:16 AM by Richard Sardella MLO.100007700/NMLS 233568


Daily Market Analysis 8/4/2026

The June US trade deficit thought to be -$73.0B reported at -$73.3B and improved from -$77.6B in May.

At 9:30 am ET the DJIA opened +777 after increasing 693 yesterday, NASDAQ opened +219, S&P +40. 10 year at 9:30 am -4 bps after falling 6 bps yesterday. FNMA 6.0 30 year coupon at 9:30 am +16 bps from yesterday and +18 bps from 9:30 am yesterday; the 5.5 coupon +29 bps and -34 bps from 9:30 am yesterday.

At 10 am the June JOLTS job openings. Job openings expected at 7.35 mil reported at 7.359 mil. May openings originally reported at 7.594 mil revised to 7.537 mil.

PRICES @ 10:00 AM

10 year note: 4.64% -4 bp

5 year note: 4.40% -5 bp

2 year note: 4.20% -5 bp

30 year bond: 5.20% -3 bp

30 year FNMA 6.0: @9:30 am 101.41 +16 bp (+18 bps from 9:30 am yesterday)

30 year FNMA 5.5: @9:30 am 99.48 +29 bp (+34 bps from 9:30 am yesterday)

30 year GNMA 6.0: @9:30 am 101.79 +11 bp (+3 bps from 9:30 am yesterday)

Dollar/Yen: 157.29 +0.12 yen

Dollar/Euro: $1.1524 +$0.0015

Dollar Index: 99.91 +0.02

Gold: $4,142.90 +$52.40

Bitcoin: 63,971 +141

Crude Oil: $75.99 -$4.35

DJIA: 53,700 +522

NASDAQ: 26,232 +318

S&P 500: 7659 +58

About Richard Sardella

Richard Sardella has been actively managing and providing services in the mortgage industry for over 30 years. Richard serves on the board of directors as President of Colorado Home Mortgages Inc.

About This Report And Disclosure Information

All information furnished has been forwarded to you and is provided by thetbwsgroup only for informational purposes. Forecasting shall be considered as events which may be expected but not guaranteed. Neither the forwarding party and/or company nor thetbwsgroup assume any responsibility to any person who relies on information or forecasting contained in this report and disclaims all liability in respect to decisions or actions, or lack thereof based on any or all of the contents of this report.

MLO of record MLO.100007700 / NMLS#233568 / CHM NMLS#127716.

Posted by Richard Sardella MLO.100007700/NMLS 233568 on August 5th, 2026 7:16 AM

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