Colorado Home Mortgages Pricing Assurance
Colorado Home Mortgages, Inc. (CHM) understands it is often difficult for consumers to compare different rates, closing costs/fees included, or not included, in a lender quote.
CHM is confident that we can offer better total cost of financing option to you. We will provide a free, no obligation, no initial credit check comparison of any mortgage loan worksheet or Loan Estimate received. ALL CHM (or any competitive lender you may be considering) NEEDS TO KNOW now:
Simply email to email@example.com or fax to 303-552-3729 any competing quote including the following and a CHM representative will contact you normally within 1 hour after we have completed our homework.
- Your contact phone number or email address
- The subject property address and if a primary residence, second home or investment property
- Fee Worksheet or Loan Estimate received in writing from any other lender
- Your expected credit score for the qualifying borrower(s)
This is personal and private, NOT a distribution shared with multiple internet lenders looking to solicit you with offers needing to have the same conversation again and again with relentless phone calls, texts or emails. CHM will simply provide you the education needed to make the best decision with no surprises or hours of your time.
What to expect of CHM:
- On-Time Purchase Closing Guarantee or CHM will credit you ALL LENDER CHARGED FEES at closing. *
- State licensed award winning experienced mortgage loan officers who are available to pre-approve clients in minutes. We are available nights and weekends as we truly understand when you may need our services to secure that special new home.
- Your home Purchase closing is assured to close on time for any loan program funded by Colorado Home Mortgages.
- There is No obligation, No upfront cost and No required initial credit check for CHM to provide information. Avoid annoying solicitations from multiple online lenders requesting your social security number before they provide you a written estimate!
- Our mortgage loan originators are located in Highlands Ranch and Littleton Colorado and happy to meet with you in person and even consistently join at closing to ensure everything is perfect.
Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications. Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union. Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications. A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of mortgage loan originations. Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.
To talk with us now, simply call a representative at 303-471-4445. After hours please reach us via phone or text at 303-906-4953.
*Mortgage Closing Guarantee is based on the mortgage loan closing date provided in the original sales contract. This guarantee is only available on a purchase transaction with closing date set for a minimum of 25 days after the original purchase contract MEC. Required supporting documentation must be provided within three (3) business days after the Loan Estimate disclosure and subject to underwriting approval. Additional restrictions apply and guarantee is not applicable if: a) change to product, term or rate lock, b) closing is delayed due to seller’s failure to close per contract, c) borrower fails to satisfy loan conditions, d) closing is delayed due to a third party requirement, including appraisal and inspection, e) closing is delayed due to inclement weather or natural disaster, or f) loan documentation or application contains fraudulent information. CHM reserves the right to amend, terminate or withdraw this offer at any time without prior notice. Guarantee paid in the form of a Lender Credit to Closing Costs on the Closing Disclosure at closing.