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Daily Market Analysis October 3, 2025

October 3rd, 2025 8:58 AM by Richard Sardella MLO.100007700/NMLS 233568


Daily Market Analysis 10/3/2025

Three days of partial closure with not much change in markets. Consensus remains the shut down will likely end early next week, if not then we can expect some big reactions in US and global markets.

At 9:30 am ET the DJIA opened +98, NASDAQ +38, S&P +10. 10 year note 4.10% +1 bp. FNMA 5.5 30 year coupon at 9:30 am -3 bps from yesterday’s close and +9 bps from 9:30 am yesterday.

At 9:45 am September PMI final services sector index thought to be at 53.9 increased to 54.2.

At 10 am September ISM services sector index expected at 51.6 reported at 50.0 and down from 52.0 in August.

Should be another quiet session unless unexpected news hits.

PRICES @ 10:00 AM

10 year note: 4.10% +2 bp

5 year note: 3.69% +3 bp

2 year note: 3.56% +2 bp

30 year bond: 4.70% +1 bp

30 year FNMA 5.5: @9:30 am 101.05 -3 bp (+9 bp from 9:30 am yesterday)

30 year FNMA 6.0: @9:30 am 102.26 unch (+7 bp from 9:30 am yesterday)

30 year GNMA 5.5: @9:30 am 100.85 -1 bp (+8 bp from 9:30 am yesterday)

Dollar/Yen: 147.31 +0.05 yen

Dollar/Euro: $1.1739 +$0.0021

Dollar Index: 97.71 -0.14

Gold: $3,911.70 +$43.60

Bitcoin: 120,579 -358

Crude Oil: $60.80 +$0.32

DJIA: 46,750 +230

NASDAQ: 22,850 +6

S&P 500: 6726 +11

About Richard Sardella

Richard Sardella has been actively managing and providing services in the mortgage industry for over 30 years. Richard serves on the board of directors as President of Colorado Home Mortgages Inc.

About This Report And Disclosure Information

All information furnished has been forwarded to you and is provided by thetbwsgroup only for informational purposes. Forecasting shall be considered as events which may be expected but not guaranteed. Neither the forwarding party and/or company nor thetbwsgroup assume any responsibility to any person who relies on information or forecasting contained in this report and disclaims all liability in respect to decisions or actions, or lack thereof based on any or all of the contents of this report.

MLO of record MLO.100007700 / NMLS#233568 / CHM NMLS#127716.

Posted by Richard Sardella MLO.100007700/NMLS 233568 on October 3rd, 2025 8:58 AM

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