Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today.  Rates are often lower than posted.  Please contact a representative today for a specialized quote and our best pricing options!  

Current posted rates are in effect as of 06/23/2017 9:45:22 AM Central Time.
Rates and programs are subject to change without notice.  Conforming Fixed Rate loan pricing is owner occupied purchase transaction with a sale price of $350,000 using a 20% down payment, loan amount of $280,000, debt ratio not to exceed 45% and credit scores of 740.  D
own payment minimum in FHA loan pricing is 3.5% on a $280,000 purchase, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes. 
 

30 Year Fixed Conforming
RatePointsAPRLock Days
3.625%0.875%3.774%45
3.750%0.125%3.838%45
3.875%-0.375%3.922%45
4.000%-1.000%3.995%45
4.125%-1.625%4.068%45
4.250%-2.250%4.141%45
4.375%-2.750%4.224%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
3.500%0.000%3.607%45
3.625%-0.625%3.661%45
3.750%-1.250%3.715%45
3.875%-1.750%3.783%45
4.000%-2.125%3.865%45
4.125%-2.750%3.919%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
2.750%0.875%3.012%45
3.000%-0.375%3.081%45
3.125%-0.750%3.152%45
3.250%-1.375%3.187%45
3.375%-1.875%3.240%45
3.500%-2.375%3.293%45
3.625%-2.625%3.382%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
3.250%0.000%3.477%45
3.500%-1.125%3.637%45
3.750%-2.750%3.796%45
4.000%-3.125%4.000%45
4.500%-4.375%4.500%45


FHA 30 Year Fixed
RatePointsAPRLock Days
3.250%-0.500%4.677%45
3.500%-1.500%4.823%45
3.750%-2.625%4.957%45
4.000%-3.500%5.113%45
4.250%-4.000%5.302%45


5/1 Conforming ARM (Caps 2/2/6)
RatePointsAPRLock Days
2.750%1.000%3.794%45
3.250%-0.125%3.854%45
3.625%-1.000%3.878%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


7/1 Conforming ARM (Caps 5/2/5)
RatePointsAPRLock Days
3.125%0.625%3.813%45
3.375%-0.125%3.827%45
3.750%-1.125%3.889%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


10/1 Conforming ARM (Caps 5/2/5)
RatePointsAPRLock Days
3.375%0.625%3.824%45
3.625%-0.250%3.873%45
4.000%-1.125%3.987%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.125%0.875%4.230%30
4.250%0.250%4.302%30
4.375%-0.250%4.385%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


5 Year ARM Jumbo Product (Caps 2/2/5)
RatePointsAPRLock Days
3.375%0.750%3.735%30
3.625%0.125%3.724%30
3.750%-0.250%3.759%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (Caps 2/2/5)
RatePointsAPRLock Days
3.375%0.875%4.020%30
3.625%0.250%4.032%30
3.750%0.000%4.080%30
3.875%-0.375%4.128%30
The APR is calculated using a loan amount of $712,500 and these typical fees.