Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today!

Current posted rates are in effect as of 12/10/2018 9:55:04 AM Central Time.
Rates are subject to change without notice.
 

Conforming Fixed Rate loan pricing example is an owner occupied purchase transaction with a sale price of $450,000 using a 20% down payment, loan amount of 360,000, debt ratio not to exceed 50% and credit scores of 740.  Down payment minimum in FHA loan pricing is 3.5% down payment on a sample $400,000 sale price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes.

Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications.  Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union.  Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications.  A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of a mortgage loan origination.  Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.

30 Year Fixed Conforming
RatePointsAPRLock Days
4.375%0.875%4.492%30
4.500%0.500%4.585%30
4.625%0.000%4.667%30
4.750%-0.500%4.749%30
4.875%-1.125%4.820%30
5.000%-1.500%4.912%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
4.375%0.250%4.462%30
4.500%-0.125%4.543%30
4.625%-0.625%4.609%30
4.750%-1.125%4.675%30
4.875%-1.625%4.741%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
3.750%0.750%3.933%30
3.875%0.375%4.003%30
4.125%-0.125%4.179%30
4.250%-0.625%4.230%30
4.375%-1.125%4.281%30
4.750%-1.750%4.562%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
4.125%0.250%4.467%30
4.375%-1.000%4.611%30
4.625%-1.625%4.809%30
4.875%-2.375%4.994%30


FHA 30 Year Fixed
RatePointsAPRLock Days
4.250%-0.125%5.608%30
4.500%-1.000%5.741%30
4.750%-1.875%5.896%30
5.000%-2.375%6.086%30


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
3.750%1.000%4.430%30
4.250%0.000%4.483%30
4.625%-0.750%4.501%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.125%0.875%4.495%30
4.375%0.000%4.504%30
4.750%-0.875%4.559%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.125%1.000%4.440%30
4.375%0.375%4.484%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.500%0.958%4.606%30
4.625%0.542%4.695%30
4.750%0.072%4.780%30
4.875%-0.379%4.865%30
4.990%-0.777%4.946%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.875%0.617%4.348%30
3.990%0.367%4.295%30
4.125%0.117%4.332%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.990%0.737%4.582%30
4.125%0.487%4.547%30
4.250%0.237%4.594%30
4.375%0.000%4.642%30
The APR is calculated using a loan amount of $750,000 and these typical fees.