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Rates are subject to change without notice.
 

Conforming Fixed Rate loan pricing example is an owner occupied purchase transaction with a sale price of $450,000 using a 20% down payment, loan amount of 360,000, debt ratio not to exceed 50% and credit scores of 740.  Down payment minimum in FHA loan pricing is 3.5% down payment on a sample $400,000 sale price, debt ratio not to exceed 55% and credit scores of 720.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes.

Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications.  Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union.  Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications.  A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of a mortgage loan origination.  Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.

30 Year Fixed Conforming
RatePointsAPRLock Days
3.625%1.250%3.769%30
3.750%0.625%3.843%30
3.875%-0.125%3.906%30
4.000%-0.625%3.990%30
4.375%-1.250%4.312%30
4.500%-1.875%4.384%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
3.500%1.250%3.700%30
3.625%0.625%3.754%30
3.750%0.125%3.822%30
3.875%-0.500%3.875%30
4.000%-0.875%3.957%30
4.250%-1.250%4.163%30
4.375%-1.750%4.230%30
4.500%-2.125%4.312%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
2.875%1.125%3.110%30
3.000%0.625%3.163%30
3.250%-0.375%3.268%30
3.375%-0.750%3.339%30
3.750%-1.375%3.623%30
3.875%-1.875%3.675%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
3.125%-0.125%3.416%30
3.375%-1.000%3.597%30
3.625%-1.750%3.788%30
3.875%-2.000%4.019%30
4.125%-2.625%4.218%30


FHA 30 Year Fixed
RatePointsAPRLock Days
3.125%-0.250%4.515%30
3.375%-0.875%4.694%30
3.625%-1.750%4.851%30
4.125%-2.625%5.241%30


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
3.250%1.000%4.286%30
3.750%0.000%4.342%30
4.125%-0.625%4.362%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
3.500%1.000%4.254%30
3.875%0.000%4.313%30
4.125%-0.625%4.323%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
3.375%1.000%4.043%30
3.750%0.125%4.157%30
4.250%-0.875%4.333%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
3.875%1.125%3.991%30
4.000%0.625%4.075%30
4.125%0.250%4.169%30
4.250%-0.250%4.252%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.750%-0.250%4.228%30
3.875%-0.500%4.263%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.750%-0.250%4.404%30
4.000%-0.625%4.415%30
The APR is calculated using a loan amount of $750,000 and these typical fees.