Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today.  Rates are often lower than posted.  Please contact a representative today for a specialized quote and our best pricing options!  

Current posted rates are in effect as of 10/20/2017 10:21:49 AM Central Time.
Rates and programs are subject to change without notice.  Conforming Fixed Rate loan pricing is owner occupied purchase transaction with a purchase price of $350,000 using a 20% down payment, loan amount of $280,000, debt ratio not to exceed 45% and credit scores of 740.  D
own payment minimum in FHA loan pricing is 3.5% on a $350,000 purchase price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes. 
 

30 Year Fixed Conforming
RatePointsAPRLock Days
3.750%0.500%3.869%45
3.875%-0.125%3.942%45
4.000%-0.625%4.026%45
4.125%-1.250%4.099%45
4.250%-2.000%4.162%45
4.375%-2.500%4.245%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
3.500%0.625%3.679%45
3.625%0.125%3.747%45
3.750%-0.625%3.786%45
3.875%-1.125%3.854%45
4.000%-1.625%3.922%45
4.125%-2.000%4.003%45
4.250%-2.750%4.043%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
3.000%0.500%3.209%45
3.125%0.000%3.261%45
3.250%-0.875%3.259%45
3.375%-1.125%3.348%45
3.500%-1.500%3.419%45
3.625%-2.000%3.471%45
3.750%-2.375%3.542%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
3.250%0.750%3.539%45
3.500%-0.500%3.689%45
3.750%-1.875%3.827%45
4.000%-2.625%4.015%45
4.250%-3.125%4.250%45


FHA 30 Year Fixed
RatePointsAPRLock Days
3.250%0.250%4.743%45
3.500%-0.875%4.878%45
3.750%-2.250%4.990%45
4.000%-3.000%5.157%45
4.250%-3.625%5.335%45


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
3.000%1.000%3.922%45
3.375%0.000%3.945%45
3.875%-1.125%4.002%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
3.250%0.625%3.910%45
3.500%-0.125%3.923%45
3.875%-1.125%3.984%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
3.375%0.750%3.861%45
3.625%-0.125%3.910%45
4.000%-1.000%4.023%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
3.750%1.250%3.884%30
3.875%0.750%3.968%30
4.000%0.125%4.041%30
4.125%-0.375%4.125%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.125%1.000%3.809%30
3.375%0.125%3.797%30
3.625%-0.625%3.786%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.250%0.750%4.019%30
3.500%-0.125%4.032%30
3.625%-0.625%3.997%30
The APR is calculated using a loan amount of $712,500 and these typical fees.