Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today!

Current posted rates are in effect as of 07/20/2018 10:16:28 AM Central Time.
Rates are subject to change without notice.

Conforming Fixed Rate loan pricing is owner occupied purchase transaction with a purchase price of $350,000 using a 20% down payment, loan amount of $280,000, debt ratio not to exceed 45% and credit scores of 740.  Down payment minimum in FHA loan pricing is 3.5% on a $400,000 purchase price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes.

Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications.  Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union.  Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications.  A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of mortgage loan originations.  Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.

30 Year Fixed Conforming
RatePointsAPRLock Days
4.250%1.500%4.432%0
4.375%0.750%4.493%30
4.500%0.250%4.576%30
4.625%-0.250%4.658%30
4.750%-0.750%4.740%30
4.875%-1.250%4.821%30
5.000%-1.625%4.913%30
5.125%-2.000%5.005%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
4.250%0.750%4.412%30
4.375%0.250%4.478%30
4.500%-0.250%4.545%30
4.625%-0.750%4.611%30
4.875%-1.375%4.787%30
5.000%-1.875%4.853%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
3.750%0.875%3.973%30
3.875%0.375%4.024%30
4.125%-0.250%4.182%30
4.250%-0.750%4.232%30
4.500%-1.250%4.408%30
4.750%-2.000%4.546%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
4.250%-1.000%4.483%30
4.375%-1.375%4.577%30
4.625%-2.125%4.764%30
4.875%-2.750%4.961%30
5.125%-3.375%5.156%30


FHA 30 Year Fixed
RatePointsAPRLock Days
4.125%-0.250%5.466%30
4.375%-1.250%5.599%30
4.625%-2.250%5.743%30
4.875%-2.750%5.933%30
5.125%-3.625%6.087%30


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
3.625%1.000%4.406%30
4.125%0.000%4.461%30
4.500%-0.875%4.479%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.000%1.000%4.460%30
4.375%0.000%4.516%30
4.750%-0.750%4.571%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.000%0.875%4.387%30
4.375%0.000%4.496%30
4.625%-0.500%4.625%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.375%1.250%4.502%30
4.625%0.250%4.667%30
4.750%-0.250%4.749%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.125%0.375%4.331%30
4.500%-0.375%4.434%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.125%0.375%4.545%30
4.375%-0.375%4.640%30
The APR is calculated using a loan amount of $712,500 and these typical fees.