Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today!

Current posted rates are in effect as of 09/19/2018 11:06:54 AM Central Time.
Rates are subject to change without notice.
 

Conforming Fixed Rate loan pricing is owner occupied purchase transaction with a purchase price of $350,000 using a 20% down payment, loan amount of $280,000, debt ratio not to exceed 45% and credit scores of 740.  Down payment minimum in FHA loan pricing is 3.5% on a $400,000 purchase price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes.

Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications.  Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union.  Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications.  A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of mortgage loan originations.  Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.

30 Year Fixed Conforming
RatePointsAPRLock Days
4.500%1.375%4.674%30
4.625%0.875%4.756%30
4.750%0.375%4.838%30
4.875%-0.250%4.908%30
5.000%-0.625%5.001%30
5.125%-1.250%5.070%30
5.250%-1.750%5.151%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
4.500%0.875%4.678%30
4.625%0.375%4.744%30
4.750%-0.250%4.795%30
4.875%-0.750%4.861%30
5.000%-1.125%4.941%30
5.125%-1.625%5.007%30
5.250%-2.000%5.086%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
4.000%0.875%4.225%30
4.125%0.375%4.275%30
4.250%0.000%4.344%30
4.375%-0.500%4.395%30
4.625%-1.250%4.532%30
4.750%-1.625%4.601%30
4.875%-2.000%4.670%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
4.250%0.000%4.572%30
4.500%-0.750%4.759%30
4.750%-1.500%4.946%30
4.875%-2.000%5.027%30


FHA 30 Year Fixed
RatePointsAPRLock Days
4.250%0.250%5.620%30
4.500%-0.750%5.764%30
4.625%-1.250%5.836%30
4.875%-1.875%6.014%30
5.125%-2.625%6.180%30


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
3.875%1.125%4.477%30
4.125%0.500%4.461%30
4.500%-0.250%4.564%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.250%1.000%4.555%30
4.500%0.500%4.563%30
4.750%0.000%4.657%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.250%1.000%4.518%30
4.500%0.250%4.561%30
4.750%-0.250%4.690%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.625%1.500%4.776%30
4.750%1.000%4.858%30
4.875%0.500%4.940%30
5.000%0.000%5.021%30
5.125%-0.250%5.124%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.000%0.625%4.381%30
4.125%0.250%4.331%30
4.375%-0.375%4.400%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.000%0.625%4.584%30
4.125%0.250%4.545%30
4.250%-0.250%4.593%30
The APR is calculated using a loan amount of $712,500 and these typical fees.