Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today.  Rates are often lower than posted.  Please contact a representative today for a specialized quote and our best pricing options!  

Current posted rates are in effect as of 12/12/2017 9:55:42 AM Central Time.
Rates and programs are subject to change without notice.  Conforming Fixed Rate loan pricing is owner occupied purchase transaction with a purchase price of $350,000 using a 20% down payment, loan amount of $280,000, debt ratio not to exceed 45% and credit scores of 740.  D
own payment minimum in FHA loan pricing is 3.5% on a $350,000 purchase price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes. 
 

30 Year Fixed Conforming
RatePointsAPRLock Days
3.750%0.500%3.869%45
3.875%-0.125%3.942%45
4.000%-0.750%4.016%45
4.125%-1.125%4.109%45
4.250%-1.875%4.172%45
4.375%-2.250%4.265%45
4.500%-2.625%4.358%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
3.500%0.875%3.707%45
3.625%0.375%3.775%45
3.750%-0.500%3.800%45
3.875%-0.875%3.882%45
4.000%-1.375%3.950%45
4.125%-1.750%4.032%45
4.250%-2.750%4.042%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
3.000%1.000%3.282%45
3.125%0.500%3.334%45
3.250%-0.375%3.332%45
3.375%-0.625%3.420%45
3.500%-1.000%3.491%45
3.625%-1.375%3.561%45
3.750%-1.875%3.614%45
3.875%-2.250%3.684%45
4.125%-2.750%3.860%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
3.250%0.875%3.550%45
3.500%-0.375%3.699%45
3.750%-1.875%3.827%45
4.000%-2.750%4.005%45
4.500%-3.750%4.500%45


FHA 30 Year Fixed
RatePointsAPRLock Days
3.250%0.375%4.754%45
3.500%-0.750%4.889%45
3.750%-2.250%4.990%45
4.000%-3.250%5.135%45
4.500%-4.125%5.524%45


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
3.250%0.750%4.125%45
3.625%-0.125%4.147%45
4.000%-0.750%4.168%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
3.375%0.750%4.072%45
3.625%0.000%4.084%45
3.875%-0.625%4.096%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
3.375%1.000%3.949%45
3.750%-0.250%4.063%45
4.125%-1.125%4.175%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
3.625%1.250%3.758%30
3.750%0.875%3.853%30
3.875%0.250%3.926%30
4.000%-0.250%4.010%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.250%0.875%4.041%30
3.500%0.250%4.028%30
3.750%-0.750%4.015%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
3.375%0.625%4.181%30
3.625%-0.250%4.193%30
3.750%-0.750%4.157%30
The APR is calculated using a loan amount of $712,500 and these typical fees.