Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today!

Current posted rates are in effect as of 11/16/2018 2:49:20 PM Central Time.
Rates are subject to change without notice.
 

Conforming Fixed Rate loan pricing example is an owner occupied purchase transaction with a sale price of $450,000 using a 20% down payment, loan amount of 360,000, debt ratio not to exceed 50% and credit scores of 740.  Down payment minimum in FHA loan pricing is 3.5% down payment on a sample $400,000 sale price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes.

Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications.  Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union.  Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications.  A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of a mortgage loan origination.  Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.

30 Year Fixed Conforming
RatePointsAPRLock Days
4.625%0.750%4.733%30
4.750%0.250%4.815%30
4.875%-0.375%4.885%30
5.000%-0.750%4.977%30
5.125%-1.250%5.058%30
5.250%-1.750%5.139%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
4.500%0.750%4.647%30
4.625%0.000%4.683%30
4.750%-0.500%4.749%30
4.875%-1.125%4.800%30
5.000%-1.375%4.895%30
5.125%-1.875%4.961%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
3.875%1.125%4.115%30
4.000%0.750%4.185%30
4.125%0.250%4.235%30
4.250%-0.250%4.286%30
4.375%-0.625%4.355%30
4.625%-1.250%4.512%30
4.750%-1.750%4.562%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
4.250%0.500%4.617%30
4.375%0.000%4.699%30
4.500%-0.375%4.793%30
4.750%-1.375%4.957%30
5.000%-2.000%5.154%30


FHA 30 Year Fixed
RatePointsAPRLock Days
4.500%0.000%5.834%30
4.750%-1.000%5.978%30
5.000%-1.750%6.145%30
5.250%-2.250%6.334%30


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
4.000%0.625%4.500%30
4.375%-0.125%4.518%30
4.625%-0.625%4.501%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.250%0.750%4.543%30
4.500%0.000%4.551%30
4.875%-0.875%4.605%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.250%1.000%4.505%30
4.750%0.000%4.678%30
5.125%-0.750%4.782%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.750%0.703%4.832%30
4.875%0.197%4.913%30
4.990%-0.261%4.988%30
5.125%-0.764%5.078%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.000%0.500%4.296%30
4.125%0.000%4.331%30
4.375%-0.500%4.400%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.000%0.500%4.498%30
4.125%0.125%4.545%30
4.250%-0.250%4.593%30
4.375%-0.500%4.640%30
The APR is calculated using a loan amount of $712,500 and these typical fees.