Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today!

Rates are subject to change without notice.
 

Conforming Fixed Rate loan pricing example is an owner occupied purchase transaction with a sale price of $450,000 using a 20% down payment, loan amount of 360,000, debt ratio not to exceed 45% and credit scores of 740.  Down payment minimum in FHA loan pricing is 3.5% down payment on a sample $400,000 sale price, debt ratio not to exceed 55% and credit scores of 720.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  AN ADVERSE MARKET FEE DISCOUNT POINT OF .50% IS EXPECTED TO BE ADDED TO REFINANCE RATE LOCKS EXPIRING AFTER NOVEMBER 20, 2020 DUE TO THE FEDERAL HOUSING FINANCE AGENCY.  Note refinance transactions may require an extended rate lock period at additional cost due to volume.  Please call for more information and a personalized, no obligation quote in just minutes.

Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications.  Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union.  Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications.  A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of a mortgage loan origination.  Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.

30 Year Fixed Conforming
RatePointsAPRLock Days
2.750%0.750%2.846%30
2.875%0.125%2.922%30
3.000%-0.250%3.018%30
3.125%-0.500%3.123%30
3.250%-0.875%3.219%30
3.375%-1.375%3.304%30
3.500%-1.750%3.399%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
2.750%0.750%2.886%30
2.875%0.250%2.956%30
3.000%-0.250%3.026%30
3.125%-0.500%3.123%30
3.250%-1.000%3.192%30
3.375%-1.375%3.275%30
3.500%-1.750%3.358%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
2.250%0.625%2.407%30
2.375%0.250%2.479%30
2.500%0.000%2.568%30
2.625%-0.500%2.622%30
2.750%-0.875%2.694%30
3.000%-1.375%2.872%30
3.375%-1.875%3.175%30
The APR is calculated using a loan amount of $360,000 and these typical fees.


FHA 30 Year Fixed
RatePointsAPRLock Days
2.750%2.000%4.362%30
4.250%0.250%4.688%30


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
2.875%1.000%3.150%30


Many products suspended due to COVID-19
RatePointsAPRLock Days
0.000%0.000%0