Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today.  Rates are often lower than posted.  Please contact a representative today for a specialized quote and our best pricing options!  

Current posted rates are in effect as of 08/16/2017 9:39:51 AM Central Time.
Rates and programs are subject to change without notice.  Conforming Fixed Rate loan pricing is owner occupied purchase transaction with a purchase price of $350,000 using a 20% down payment, loan amount of $280,000, debt ratio not to exceed 45% and credit scores of 740.  D
own payment minimum in FHA loan pricing is 3.5% on a $350,000 purchase price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes. 
 

30 Year Fixed Conforming
RatePointsAPRLock Days
3.625%1.000%3.784%45
3.750%0.125%3.838%45
3.875%-0.500%3.911%45
4.000%-1.125%3.985%45
4.125%-1.750%4.058%45
4.250%-2.250%4.141%45
4.375%-2.750%4.224%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
3.375%0.750%3.567%45
3.500%0.000%3.607%45
3.625%-0.625%3.661%45
3.750%-1.125%3.729%45
3.875%-1.500%3.811%45
4.000%-2.000%3.879%45
4.125%-2.500%3.947%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
2.750%0.875%3.012%45
2.875%0.375%3.065%45
3.000%-0.125%3.118%45
3.125%-0.625%3.170%45
3.250%-1.375%3.187%45
3.375%-1.750%3.258%45
3.500%-2.125%3.329%45
3.625%-2.625%3.382%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
3.250%0.000%3.417%45
3.500%-0.875%3.657%45
3.750%-2.250%3.796%45
4.000%-3.125%4.000%45


FHA 30 Year Fixed
RatePointsAPRLock Days
3.250%0.500%4.677%45
3.500%-1.375%4.833%45
3.750%-2.750%4.946%45
4.000%-3.625%5.102%45


5/1 Conforming ARM (Caps 2/2/6)
RatePointsAPRLock Days
2.625%1.000%3.755%45
3.000%0.000%3.780%45
3.375%-1.125%3.804%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


7/1 Conforming ARM (Caps 5/2/5)
RatePointsAPRLock Days
3.125%0.750%3.811%45
3.375%-0.125%3.825%45
3.750%-1.125%3.886%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


10/1 Conforming ARM (Caps 5/2/5)
RatePointsAPRLock Days
3.250%0.625%3.756%45
3.500%-0.125%3.805%45
3.875%-1.000%3.919%45
The APR is calculated using a loan amount of $280,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.125%1.000%4.240%30
4.250%0.375%4.313%30
4.375%-0.125%4.396%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


5 Year ARM Jumbo Product (Caps 2/2/5)
RatePointsAPRLock Days
3.375%0.875%3.742%30
3.625%0.250%3.731%30
3.750%-0.125%3.766%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (Caps 2/2/5)
RatePointsAPRLock Days
3.375%1.000%4.017%30
3.625%0.375%4.029%30
3.750%0.125%4.077%30
3.875%-0.250%4.125%30
The APR is calculated using a loan amount of $712,500 and these typical fees.